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Collateral loan
secured by money


Rate 2% (AERR 2-35%)

Advantages of a collateral loan secured by money
Fast
Quick processing and issuance of the loan, since the collateral is already in the bank
Simple
Probability of approval is high, since your own money serves as collateral
Safe
You do not risk your property, since your money serves as collateral
Your savings work for you
Your funds are your opportunity to get a loan. Loan for which your money serves as collateral

Term: from 3 months to 10 years


Amount: up to 400,000,000 ₸

Convenient loan management
Make monthly payments in the bcc.kz app

No need to visit bank or look for an ATM. Deposit money at any time in the bcc.kz application. All you need is the Internet access

Partial and full early repayment

By early repayment, you reduce the amount of monthly payments, the loan term, and the amount of interest that accrues on the remaining debt

Get a deferment

You can defer the loan payment in two ways:
by increasing the loan term for the deferment
period or leaving it unchanged

Change the loan term

If you increase the loan term, the monthly payment will decrease


If you decrease the loan term, the monthly payment will increase

Change the loan repayment date

You can change the repayment date for the current month or for the entire loan term. New date is available from 1st to 20th, except for the current date and earlier

Get a loan in a few steps
  1. 1
    Visit a bank branch
  2. 2
    Provide necessary documents
  3. 3
    Wait for a decision
Find a bank branch Find a bank branch
Loan terms and conditions
Product terms and conditions
  • Financing purpose – consumer need
  • Financing currency – KZT 
Maximum loan amount
  • Up to 95% of the collateral amount, collateral in tenge
  • Maximum loan amount 400,000,000 ₸

Annual nominal rate of return  

Rate 2% (AERR 2-35%)

Loan terms

from 3 to 120 months, if collateral is in tenge

Collateral

Money

Commissions
None
FAQ

Maximum amount is 400,000,000 tenge.

A loan secured by money can be issued for a period of 3 to 120 months.

Only an identity card.

No fee.

To apply for a loan secured by money, you only need a mobile phone, an ID card and just 5 minutes of your time!

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