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Finance Lease

Term
from 13 months
Down payment
min. 15%
Interest rate
from 19.8%
(AEIR: from 22.04%)

Benefits

Flexible repayment schedule
Possibility of interest rate subsidization

Possibility to guarantee/subsidize the interest rate

Individual approach to customers



Prompt application processing time

Terms and Conditions

Financing

Finance Lease


Compulsory insurance

Leased asset

Loan tenor

up to 60 months

Interest rate subsidization

2025 Business Road Map program

Currency

KZT, USD

Installation of GPS system

Leased asset

Repayment Format

Monthly, equal installments

Tariff NamePrice Parameters
1Interest rate (depending on the term and customer category)from 21,80% to 26,20%
2Application processing fee₸0
3Lease arrangement feefrom 0.5% to 1.5% of the financing amount
Amountfrom KZT 5 million
Decision making period2 weeks
Leasing termfrom 13 months to 60 months
Advance paymentfrom 15% to 50% (may be replaced with liquid collateral)
Interest ratesfrom 19.8% (AEIR from 22.04%) to 24.95% (AEIR 29.14%)
Loan arrangement feefrom 0.5% to 1.5%
Maximum age for IE Lessees65 years (by the financing facility closure date)
Maximum business activity period restrictions for Legal EntitiesNone
Registration period as a Legal Entity or Individual Entrepreneurat least 12 months
Additional termsUnder financial leasing, financing is permitted if close relatives (adult children) and/or a spouse are accepted as the lessee’s co-borrowers and/or guarantors, provided that they are not older than 65 years of age as of the financing maturity date
Loan arrangement fee (additional)0.5–1.5% of the financing amount (0.5% of the financing amount when funded using resources of JSC Damu Entrepreneurship Development Fund)
Additional costsmandatory insurance, installation of the GPS monitoring system

Сalculate the loan

Calculation Results

Documents

Для ИП
Download
Для ТОО
Download
Для АО
Download
Application Form
Download

What can be purchased on lease

Cars and trucks
Apply
Agricultural machinery
Apply
Road construction machinery
Apply
Medical equipment
Apply
Railway cars, platforms
Apply

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