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Quick decision-making for IE
Online application and crediting of loan proceeds to your account
Loan Amount
Without collateral
up to ₸20,000,000
Lending period
Up to 36 months
State Programs
Opportunity to participate in the 2025 Business Roadmap Program
Currency
KZT, RUB
Quick decision-making for IE and legal entities
Online application and crediting of loan proceeds to your account
Loan Amount
With collateral
up to ₸300,000,000
Lending period
Up to 120 months
State Programs
Opportunity to participate in the 2025 Business Roadmap Program
Currency
KZT
Lending terms
Lending period
6 to 36 months
Amount
IE – from ₸150,000 to ₸20,000,000
LLP – from ₸150,000 to ₸50,000,000
Currency
KZT, RUB
Intended use
- Working capital financing
- Investments for growth and development purposes
Lending period
- на пополнение оборотных средств до 36 месяцев
на инвестиции до 120 месяцев
Amount
Maximum loan amount for micro, small and medium-sized businesses - up to ₸300,000,000
Collateral
Apartments, residential houses, commercial property, deposit/money pledge with JSC Bank CenterCredit
Currency
KZT
Tariffs
Tenor | Price parameters | AEIR | |
| Under the National Entrepreneurship Development Project for 2021-2025, the Micro and Small Enterprise Support direction. | Up to 24 months | 22,25% | 24,7% |
| Investments up to 36 months | 22,25% | 24,7% | |
Final interest rate for a borrower: | 7% | - | |
Final interest rate for a borrower from the mono-town: | 8% | - | |
Bank’s own funds | 6 to 12 months | 26,45% | 31,61% |
| 12 to 18 months | 27,70% | 32,08% | |
| 18 to 24 months | 2,20%9 | 34,24% | |
| 24 to 36 months | 30,70% | 35,11% | |
Loans in Russian Rubles | |||
1 to 3 months | 26,45% | 31,61% | |
| 4 to 6 months | 26,45% | 31,61% | |
Bank’s own funds | 6 to 12 months | 24,45% p.a. | 29,08% p.a. |
| 12 to 18 months | 25,70% p.a. | 29,54% p.a. | |
| 18 to 24 months | 27,20% p.a. | 31,66% p.a. | |
| 24 to 36 months | 28,70% p.a. | 32,51% p.a. | |
Nominal interest rate: | AEIR rate | |
| Bank’s own funds For Individual Entrepreneurs | 21,45% - 22,95% | 21,45% - 22,95% |
Bank’s own funds | 21,45% - 22,95% | 21,45% - 22,95% |
Documents required for a loan
List of documents to apply for a loan
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