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Loans
Growing business
Credit Limit on Account
Business Loan
StartUp Business
Auto Leasing for IEs
Finance Lease
Business Capital
Business Partner
Factoring
Purchase Order Financing
Distributor Financing
Overdraft
Letters of Credit and Trade Financing
Payment Guarantees
Unsecured Payment Guarantees
Tender Guarantees
Online Bank Guarantee Verification
Distributor Finance
Increase working capital for development purposes
Interest Rate 7% - 20,25% (AEIR 7,33% - 22,28%)
Benefits
No collateral
No fees
Application processing – ₸0
Opportunity to participate in the state programs
2025 Business Road Map
Minimum documents and quick decision-making
Financing
Revolving credit line/Loan
Intended use
Invoice payment/Payment guarantee issue
Amount
Up to 25% of the Bank's equity
Tranche tenor
Up to 6 months
Collateral
Funds to be received under Contracts
Credit line tenor
Up to 36 months
Anchor customer relationship history
At least a 12-month
Automatic payment debiting
The payment is automatically debited on the specified date
Repayment format
Monthly, annuity/equal installments
Tariffs
Tariff name | Price parameters |
Interest rate | 7% - 20,25% |
AEIR | 7,33% - 22,28% |
Financing arrangement fee | |
Large and medium-sized businesses | Up to ₸1 billion – 0.35% |
Over ₸1 billion – 0.25% | |
Small business | 0.5 %, minimum ₸20,000 |
| Tariff name | Price parameters |
| Interest rate | 7% - 20,25% |
| AEIR | 7,33% - 22,28% |
| Financing arrangement fee | 1% – for new customers |
| 0.7% – for existing customers, minimum ₸5,000 |
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