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Economy of Simple Things

State Business Support Programs


Benefits
Investment amount

Unlimited


min. 7.25%

Interest rate


Purpose

Private entrepreneurs

Loan currency

KZT


Loan term

Up to 120 months


Terms

Program

Financing of private enterprises under the Economy of Simple Things program

Borrower

Small, medium and private enterprises

Sectors


Processing in the agro-industrial complex and manufacturing industry as per Annex 1

Production in the agro-industrial complex as per Annex 2

Mining and services as per Annex 3

Purpose

Investment in working capital financing

Maximum loan amount per borrower

Up to KZT 5 billion for working capital financing

Unlimited for investments

Loan term

For investments – up to 5 years,  without the option of further extending the subsidy period.

For working capital financing – up to 3 years, without the option of further extending the subsidy period.

Currency

KZT

Interest rate

The nominal interest rate is the base rate set by the National Bank of the Republic of Kazakhstan and increased by 4.5 percentage points (AEIR – min. 21% per annum), with 13.25% subsidized by the state. The remaining difference is covered by the entrepreneur.

Guarantee Amount by JSC Damu EDF


Within the scope of a single project, up to 50% of the loan amount not exceeding KZT 1 billion
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